Multi-currency card.

Perfect around the clock

Payments in over 160 currencies. Attractive rates. No fixed fees or obligations. Top it up and go or share it with someone else!

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Domestic and global payments

Use your multi-currency card to pay wherever Visa is accepted. Withdraw cash from ATMs around the world. Get contactless payments with your phone or watch.

Explore payments without borders
Safety and convenience

Security is our top priority, which is why your funds in your currency wallet and card are kept separate. Easily transfer money between them whenever you want, it only takes 1 second.

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No fixed charges

Forget about paying for your foreign currency account. Drop mandatory transaction limits, hidden fees and high currency conversion costs.

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Card perfect for you and your loved ones

Order up to several multi-currency cards and share them with your loved ones by assigning the card to their phone number. At any moment, pass them on to someone else or turn off the sharing.

Learn more on card sharing

Take out instalment loan with withdrawal to your card

Conveniently, in many currencies and with transparent rules.

  • borrow up to 5,000 PLN (or the equivalent in EUR, USD, CHF, GBP)
  • choose a repayment period from 2 to 12 months
  • get your money faster with a withdrawal to Conotoxia multi-currency card
Take out instalment loan with withdrawal to your card

Attractive rates and up to 20 foreign currency accounts for free

No more currency conversion costs, commission or unfavourable rates when paying by card. You no longer need to keep several currency accounts with different banks. Conveniently manage your funds from a single place in 20 currencies in free accounts. That is not all. You can pay in more than 160 currencies, and the funds on your card will be automatically converted.

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Choose a card to suit you


In your wallet

  • Express delivery by courier and to parcel lockers or standard delivery by post.
  • Standard payments, both stationary and online.
  • Withdrawals from ATMs around the world.
  • Immediate top-up using your currency wallet.
  • Add your card to Apple Pay or Google Pay and pay with your phone, or connect to Garmin Pay and Fitbit Pay to make payments with your watch.
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On your phone

  • Use the card as soon as its ordered.
  • Greater security for online payments.
  • No chance of losing the card.
  • Immediate top-up using your currency wallet.
  • Make contactless payments and withdraw cash from ATMs with Apple Pay, Google Pay, Garmin Pay and Fitbit Pay.
See price list
Multi-currency cards within your reach

Multi-currency cards within your reach

You only need one card to pay at home, online and abroad conveniently. Take control of your balance and save on currency conversion.

Don`t wait to get your physical card. Add a virtual card and pay seamlessly with your phone.

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Download our app

Make managing your favourite currency services faster, easier and more convenient. Wherever you are.

See our application

Express card top-ups at any time

Before using the card for the first time, top up your currency wallet and instantly shift funds to your multi-currency card. Manage your money freely by moving it from your currency wallet to your card and vice versa when you need.

Find out how it works
Express card top-ups at any time
Multi-currency card under control

Multi-currency card under control

Manage your expenses and set limits. Enable and disable foreign and contactless payments at any time. Shift your funds immediately from your currency wallet to your card and back again. Change your PIN and block or restrict your card when necessary.

Transparent conditions

Everything done online

Forget about complicated contracts and unfavourable conditions. You can conveniently order a card online.

No hidden fees

No more unexpected bank charges for account maintenance and commission for foreign payments. Get free access to accounts in 20 currencies, pay by card, withdraw funds from any ATM and make savings.

No strings attached

Put an end to cumbersome conditions and fixed fees for using your card. We do not require regular, minimum deposits or a specified number of transactions. Use your card the way you want to. For free.

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Transparent conditions


Order your multi-currency card today

Order your multi-currency card today

Say goodbye to paying for multiple cards at different banks. Order a multi-purpose card for daily and international payments. Don't hesitate! Start saving now.

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