Domestic and global payments
Pay wherever Visa is accepted. Withdraw cash from ATMs around the world.Explore payments without borders
Safety and convenience
Security is our top priority, which is why your funds in your currency wallet and card are separated. You can easily transfer money between them in 1 second, whenever you want.Check how it works
No fixed charges
Do not pay for maintaining your account. Forget about all the forced transaction amounts, hidden fees and high currency conversion costs.See price list
Attractive rates and up to 20 foreign currency accounts for free
Forget about unfavourable rates when paying by card, currency conversion costs and commission. Spare yourself the need to keep several currency accounts with different banks. Conveniently manage your funds from a single place in 20 currencies in free accounts. That is not all! Pay in any of over 160 currencies, and the funds on your card will be automatically converted.
All up to you, just choose
In your wallet
One-off issue fee
On your phone
Express card top-ups at any time
Before using the card for the first time, add funds to your currency wallet and instantly shift funds to your payment card. Manage your money freely by moving it with the amount you need from wallet to card and vice versa as needed.Express card top-ups at any time
Safety at hand
Control your expenses or set your limits. Enable and disable foreign and contactless payments at any time. Shift your funds immediately from your currency wallet to the card and back. Change your PIN and block or restrict your card if necessary.
All made online
Forget about complicated contracts and unfavourable conditions. You can conveniently order the card online.
No hidden fees
No more unexpected bank charges for account maintenance and commission for foreign payments. Get free access to accounts in 20 currencies, pay by card, withdraw funds from any ATM and make savings.
No strings attached
No more cumbersome conditions and fixed fees for using the card. We do not require any permanent, minimum deposits to the account or a certain number of transactions. Use your card the way you like it. For free.
The card can be ordered by anyone who has an account with Conotoxia.com. If you are not our customer, all you need is to create a free account.
Yes, the card top-up from your currency wallet is free. Remember to top up your wallet and then move the funds to the card before using it for the first time.
No. You can transfer any amount of money you have in your currency wallet to your card and back. To do this, use the slider.
Yes, you can set your card limits from your User panel or in a dedicated mobile app. If you do not want to keep the funds on your card, you can also shift them back to your currency wallet.
We are planning to implement this in the near future.
Yes, you can do this in the User panel, dedicated mobile app or by contacting our Customer Care Department.
Yes, the app is available for the most popular platforms (Android and iOS).
It can be used for contactless payments, traditional and online payments. With our card, you can easily withdraw money from an ATM. It works wherever Visa cards are accepted.
The virtual card is ready to use immediately after the order.
Some foreign ATM operators charge an additional commission for cash withdrawals at their ATMs, the so-called surcharge. This surcharge is independent of the card issuer and is added directly to the withdrawal amount. The ATM operator is obliged to inform the user about the additional commission before executing the withdrawal.
You can check the balance of funds on each card account in the portal or dedicated app. It is not possible to verify the balance at an ATM.
If we receive a refund for a transaction that required currency conversion between accounts, we book it on the account matching the transaction currency. The funds will not be automatically returned to the account from which the currency conversion was made. The transaction will be settled in the same way, if the final settlement will involve a lower amount than the value of the blockade created when the transaction was authorized. The unused blocking amount will be made available on the account in the currency of the transaction settlement.
Authorization of transactions at self-service petrol stations takes place before fuelling to the amount declared by you or to the maximum amount of a single fuelling at a given station. The final amount of your transaction may be lower or equal to the amount of the authorization blockade. If the settlement is for a lower amount, the unused blocking amount will be made available on the account on which the transaction was settled.
Order your multi-currency card today
There is no need to pay for many cards in different banks. Order a multi-purpose card for daily and international payments. Do not hesitate! Start saving now.Order our card