Ви отримали нашу картку від фонду?

Ви отримали
нашу картку від фонду?

Додайте її до свого профілю, щоб стежити за отриманими коштами.

Додайте її до свого профілю, щоб стежити за отриманими коштами.


Conveniently, in many currencies and with clear rules. Take out an online loan for whatever you need and have the funds to achieve your goals.

What kind of loan are you interested in?



Withdrawal method Multi-currency card
Installment amount: 107.64 EUR
Deadline for payment of the first installment: 15 Aug 2024
Commission: 188.45 EUR
Interest: 103.29 EUR
APR: 63.21 %

Loan amount: 1,000.00 EUR
Total amount to be paid: 1,291.74 EUR
Submit application

Loans are currently only available to PL citizens. More information there.

This calculation is for informational purposes only. The granting and terms of the loan depend on the outcome of the assessment of the borrower's creditworthiness.



  • minimum formalities, simple application form
  • online application, no signatures and without leaving home
  • you receive the loan directly to your card or bank account
Attractive offer

Attractive offer

  • loans in several currencies - PLN, EUR, USD, GBP, CHF
  • competitive price and no hidden costs
  • you will receive the funds even on the day of the positive decision


  • you always know the status of your loan
  • we are a trusted, reliable company
  • we work according to the highest security standards

How to take out a loan?


Choose the currency, amount and period


Fill in the application form


Wait for a decision


Collect the money

Withdraw the loan to your card

Apply for a loan with a withdrawal to your Conotoxia multi-currency card and pay with it instantly at home, abroad and online.

  • Receive money quickly without having to wait for a bank transfer.

  • Use the card to pay conveniently in many currencies and save on currency conversion. No maintenance charges or card payment fees.

  • Have complete control over your card balance and manage it in the Conotoxia app.

You don`t have our multi-currency card? Nothing could be easier. Just apply for a loan and choose withdrawal to a card, and you will receive a free virtual card when a loan is withdrawn.

Apply for a loan
Withdraw the loan to your card
Repay your loan the way you like

Repay your loan the way you like

  • by the automatic withdrawal of funds from Conotoxia. You don`t have to remember about due dates. Simply have the necessary funds on your currency wallet or multi-currency card to make the repayment.

  • you can make the payment on your own by making a bank transfer or using one of the many available payment methods.

For your convenience, we will remind you of the repayment date.

visa logo master_card logo google_pay logo apple_pay logo blik logo paypal logo

Want to know more?

Are you interested in the process of applying for and repaying a loan, or what requirements are needed to get it? Check out our Frequently Asked Questions and find out more.

Go to FAQs

Appreciated by customers.
Awarded by experts.

900 thousand

900 thousand

positive customer reviews (Opineo.pl)



quality confirmed by customers (Opineo.pl)

170 billion PLN

170 billion PLN

total value of exchanged currency

13 years

13 years

on the market

2+ million

2+ million

app downloads

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