Terms and Conditions
We provide various financial services. Each service is subject to separate Terms and Conditions.
Terms and Conditions
Countries
Services
Terms and Conditions
Europe
Austria, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Finland, Greece, Spain, Netherlands, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Germany, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Switzerland, United Kingdom, Hungary
Services
- Currency exchange
- Multicurrency cards
- Money transfer
- Payments
- Forex
Terms and Conditions
- Currency Exchange Terms and Conditions
- Terms and Conditions for issuing and using payment cards
- Payment Services Terms and Conditions “Money Transfer”
- Terms and Conditions of the Service of the Acceptance of Payments Through Conotoxia
- Single Payment Transaction Terms and Conditions
- Forex Terms and Conditions
- Web Portal Terms and Conditions
- Fee information document
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Google Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Garmin Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Fitbit Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Apple Pay
- Payment Card User Terms and Conditions
- Annex to the Terms and Conditions for Issuing and Using Payment Cards
- Cookies policy
- Privacy policy
Europe
Belgium, Estonia, Iceland, France, Italy
Services
- Currency exchange
- Multicurrency cards
- Money transfer
- Payments
Terms and Conditions
- Currency Exchange Terms and Conditions
- Terms and Conditions for issuing and using payment cards
- Payment Services Terms and Conditions “Money Transfer”
- Terms and Conditions of the Service of the Acceptance of Payments Through Conotoxia
- Single Payment Transaction Terms and Conditions
- Web Portal Terms and Conditions
- Fee information document
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Google Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Garmin Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Fitbit Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Apple Pay
- Payment Card User Terms and Conditions
- Annex to the Terms and Conditions for Issuing and Using Payment Cards
- Cookies policy
- Privacy policy
United States of America
(List of states where we may provide services: here)
Services
- Money transfer USA
Other countries
(other than the countries subject to international sanctions. Find out more here)
Services
- Currency exchange
- Multicurrency cards
- Money transfer
- Payments
Terms and Conditions
- Currency Exchange Service Terms and Conditions
- Terms and Conditions for issuing and using payment cards
- Payment Services Terms and Conditions “Money Transfer”
- Terms and Conditions of the Service of the Acceptance of Payments Through Conotoxia
- Single Payment Transaction Terms and Conditions
- Web Portal Terms and Conditions
- Fee information document
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Google Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Garmin Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Fitbit Pay
- Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Apple Pay
- Payment Card User Terms and Conditions
- Annex to the Terms and Conditions for Issuing and Using Payment Cards
- Cookies policy
- Privacy policy
You will find the previous Terms and Conditions here