Efficient money transfers

Why are Conotoxia online money transfers so good? To put it simply, we prefer to work smarter and not harder. By doing business this way, we are able to pass our savings onto you.

How long does it take to send money online?

Transfers that are paid for with a credit card, debit card or currency wallert are completed within a few minutes.

Transaction times depend on the selected bank. We strive to cut our transaction times so you get your money faster.

If a transaction is made after the deadline time, it will begin execution the next working day according to the Payment Services Terms and Conditions.

Currency Deadline time (UTC+2)
PLN and EUR 13:00
Other currencies 12:00

Effortless money transfers

Send money online easily with Conotoxia. Our commitment to speed is our top priority. If you send money internationally, the funds are withdrawn from accounts that we hold in the chosen country, reducing transaction times.

Fee and commission tables

We provide attractive rates as well as minimum fees and commission. For the execution of a transfer we charge a basic fee, the amount of which depends on the method of sending or receiving the transfer. However, there may be additional fees and commission.

Basic fees depend on the selected method of sending or receiving a transfer.

Sending (via email / text message) and receiving a transfer to the currency wallet 0%
Sending or receiving a money transfer to a bank account 0.2% (max 250 PLN)*
*The fee will be converted at the current exchange rate.

If you send or receive money to a bank account in another country, additional fees may apply.

SEPA transfer 5 PLN
SWIFT transfer for EUR, GBP, USD, BGN, CNY, HKD, HRK, MXN, NZD, RON, SGD, ZAR, ILS, AED 0.25% of the transfer amount, no less than 50 PLN and no more than 200 PLN
SWIFT transfer for PLN, CHF, CAD, SEK, CZK, AUD, DKK, NOK, JPY, HUF, RUB, TRY 0.25% of the transfer amount, no less than 40 PLN and no more than 200 PLN
In the case of international transfers, intermediary financial institutions may charge additional fees. Independent of Conotoxia.com.
VISA 0.7%
Mastercard 0.7%
American Express 4.1%
JCB 3.9%
Discovery 4.1%
Diners Club 4.1%

A cancellation fee may be charged, if the use fails to provide the funds for an intitiated transaction. Fees are charged on the principles outlined in the Payment Services Terms and Conditions.

Cancellation fees up to 10% of the transaction value
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