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Online money transfers

Get effortless money transfers from bank account to bank account with Conotoxia.

Send money online and save time

Conotoxia offers great exchange rates of 26 currencies at competitive prices. Send money immediately. Rely on us 24/7.

Reliable money transfers

We are committed to giving you international money transfers you can count on.

Send money on the go

Last-minute money transfer? With the Conotoxia app you can send money fast.

Transfer money with competitive exchange rates

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Payment fee
Transaction fee
Exchange rate



Easy access

How do money transfers work?

How do money transfers work?

You can send money from your bank account in USD directly to your European recipient's bank account in 26 popular currencies.

Learn more

Where can your money transfers go?

You can send money from the U.S. to 30 countries in Europe. See which countries will be available.

List of countries

Money Transfer App

How to transfer money on the go? You can send money internationally from your mobile device. Our money transfer app is available for iOS and Android.

Download from App Store Download from Google Play
1/18/19, 1:43 PM once again among the best according to Bloomberg, one of the companies in the Conotoxia Holding Group, took the leading places for accurately forecasting the exchange rates of many currency pairs in the prestigious Bloomberg ranking. The most important financial institutions in the world competed in the ranking.

1/10/19, 9:56 AM

UnionPay — new payment method at

Another payment method for money transfers and currency exchange is available at

12/21/18, 6:56 AM

Sofort (now Klarna) and iDEAL - new payment methods at launches new express payment methods. Customers can pay for currency exchange transactions and money transfers within a few seconds.

12/20/18, 12:52 PM

Conotoxia introduces express payments for currency exchange

The online platform enables instant payment of currency exchange transactions, for instance, directly from payment cards.

12/3/18, 10:12 AM among the most successful Polish brands according to “List 2000", a part of the Conotoxia Holding Group, took 10th place in the latest edition of the “List 2000”. The ranking of the largest Polish enterprises is published by the influential newspaper “Rzeczpospolita”.

11/29/18, 12:10 PM sues SGB-Bank S.A. for bank collusion Sp. z o.o., a company within Conotoxia Holding Group, is in the process of suing SGB-Bank S.A., demanding a formal apology and compensation. The case concerns a letter sent in 2015 by the bank’s Management Board to over 200 cooperative banks.

Count on us

Gaining your confidence is our top priority. This is why we consistently work on getting your money there on time and with minimal fees. We have licenses in the U.S. for our money transfer service.

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Money Transfers - Frequently Asked Questions

Conotoxia's service lets customers conveniently and reliably send money from the U.S. to 30 countries in Europe. Users can transfer funds from US dollars to one of the 26 currencies in our offer.

New users: Register through our website or app. Once you are a registered user, you can follow the simple instructions above.

During the registration process you will need to provide Conotoxia with a scan of your U.S. state ID, passport or driving license and proof of address so that your details can be verified.

Users: Log in to your profile. Make sure you have added your bank accounts to your profile. Select the bank account you want to use, ensure that this account has sufficient funds to cover the transaction. Select your currency and choose where you would like to send your money.

There is no need for the recipient to have an account with Conotoxia, an active bank account is sufficient. The recipient receives the money directly in their bank account.

Send any amount from $10-$2,999 at a flat rate of $0.99 in any of the 26 currencies in our offer. Transactions may be subject to additional fees charged by the receiving bank.

We make every effort to ensure that the lead time on our side is as short as possible. Transaction execution time may vary depending on the recipient's bank.