3 exchange currency models tailored for you

Transactions from bank account

Order currency at the current exchange rate and pay after 24 hours.

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Transactions from currency wallet

Load the currency wallet and then exchange currencies.

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Social transactions

Exchange currency with other users.

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Select your model

Compare and select the way which meets your expectations.

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Tools supporting currency exchange

Standing order

Automatic purchase or sale of currency. Every month.

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Currency cards

Solution for travelers: EUR, USD, GBP and PLN cards.

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Currency alerts

Notification and/or execution when the rate hits your target.

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Direct Payment

Automated fees collection from your banking account.

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Text message alerts

Stay tuned with FX markets. Anywhere on your mobile.

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Safety

Risk-free

Online currency exchange reduces risk associated with trading cash.

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2048-bit security key

All connections with our website are encoded.

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Email authorization

Essential processes authorized with an activation link.

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GIODO

Monitoring of the Bureau of the Inspector General for the Protection.

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KPMG Audit

We were subjects to financial, organizational and IT audit.

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Manual

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Learn to exchange currency in 2 minutes.

Gather all information and make your choice

Which currency exchange model is best for you? See the comparison.

Find answers to frequently asked questions.

They will simplify the use of our service.

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Expand your knowledge

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Reviews about our currency exchange services

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„Listen to your customers” program

We examine the needs and satisfaction of our customers.

Q - Quality of Service

We put a lot of effort to meet the high-quality standard.

News

Payments - A new service for Conotoxia users

Conotoxia, introduced by Cinkciarz, extends its offer to include payments. Customers will be able to pay for online purchases in 24 currencies. This service, ConotoxiaPay, is dedicated to individual customers and business partners. In the future ConotoxiaPay will allow customers to pay both online and in retail in all currencies across Europe and the USA.

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Press room

How much do banks earn on their customers?

"Do Poles get the short end of the stick by saving in banks? The total interest rate on current accounts and household deposits is only 0.9%, which is much lower than inflation. Additionally, we still have to pay taxes from this "profit" and what remains has to be paid to the bank in the form of fees and commission," writes Marcin Lipka, Conotoxia Senior Analyst.

Data on the so-called ‘hidden debt’ is not worth much

“276% GDP or just under 5 trillion PLN - this is how much is accounted for Poland's pension obligations towards its citizens. Although the value is shocking, it has practically no meaning. Additionally, it can be interpreted askew, because in Germany or the Netherlands analogical indicators are even higher,” writes Marcin Lipka, Conotoxia Senior Analyst.

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Daily analysis

Zlosty clearly below in red (Afternoon video analysis 25.04.2018)

The combination of unfavourable market conditions for the currencies of emerging countries significantly overestimates the zloty. EUR/PLN tests approx. 4.23 level and the dollar moves around 3.47 - 3.48. If the US session is similar to yesterday's one, then the zloty's depreciation may deepen in the following hours.

Risk aversion (Daily analysis 25.04.2018)

Weak global sentiment and growing yields of the US Treasury bonds are a dangerous combination for the emerging market currencies. The zloty is clearly depreciating and the EUR/PLN pair is around 4.22. Should we be worried about a drop in Polish industry?

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The best currency exchange rates

Transactions from the currency wallet: 24/7

Transactions from a bank account: Mon - Fri 7:00am - 10:00pm (UTC +2)

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