Transaction cost and time

We do our best to minimize transaction times and cost.

Express transfers

Express transfers are available for customers who have bank accounts in the currencies we carry.

See the full list of accounts

Your account

Our account

instant transfer

transaction service
up to 8 working hours

Our account

Your account

instant transfer

A single bank transfer may take up to 72 hours

For more information click here for the transfer booking times chart

SEPA Transfers

Our transfers are processed in accordance with SEPA cashless payment standards.

Find out more

Transfer execution time

Discover how quickly your transactions can be executed. The execution time depends on the type of transaction.

Currency wallet transaction

Services are provided 24 hours a day, 7 days a week.
Execution time: immediate.

Bank account transaction

Services are available on working days between 9:00 am and 4:30 pm (CET).
Transaction time: up to 8 working hours.
Booking time: dependent on bank.

Fees and commission tables

Account with us: free. Social transactions: free

In case of transactions from a bank account, we do not charge commission for these transactions within Poland (except for a transfer to Getin Bank). Fees are based on the internal price list of the user’s bank.

Transfers to and from banks that are on our account list are free. Exceptions:

mBank transfers to us in a currency other than PLN are charged. Price list is available from mBank. The rest of the transfers are free.

Getin Online, Idea Bank, Noble Bank Transfers in foreign currency from us are made through BRE BANK. A fee of 10 PLN + additional fee for the intermediary bank. See more. The rest of the transfers are free.

Getin Bank charges fees for transfers within the bank. Price list is available from Getin Bank.

Bank BPS S.A. charges a fee related to the execution of currency transfers. Transfers made in PLN may also be charged.

Other Polish banks:

Transfers in banks not listed above are processed via mBank (former BRE Bank). In most cases sending and receiving transfers in PLN are free of change. Transfers in foreign currencies, both to and from us, may be charged with a fee. Please check with your bank.

For transfers in USD, an additional fee will be charged by the bank STANDARD CHARTERED BANK (the intermediary bank in cooperation with mBank) in the amount from $25 to $50, or with JPMorgan Chase in the amount from $20 to $32. In case of transfers in foreign currencies, additional fees may occur as intermediary banks might participate.

Currency	Commission
EUR (SEPA)	5 PLN
EUR (SWIFT), GBP, USD, BGN, CNY, HKD, HRK, MXN, NZD, RON, SGD, ZAR, ILS, AED	50 - 200 PLN
PLN, CHF, CAD, SEK, CZK, AUD, DKK, NOK, JPY, HUF, RUB, TRY	40 - 200 PLN

A one-off fee for activating the service of 5 PLN is charged to the first transaction.

A fee of 2 PLN will be charged for each attempt to withdraw funds from a bank.

Express payments are executed immediately. The commission in the case of sending funds to a bank account is 0.2% (max. 250 PLN). In addition, depending on the payment method a fee will be added. Payment services are provided by Conotoxia Sp. z o.o.

	Transaction fees:	Payment method fees:
American Express Payment card	0.7%	3.4%
Apple Pay (Visa, Mastercard) Currency wallet	0.7%	-
BCMC Payment card	0.7%	-
Cartes Bancaires Payment card	0.7%	-
Diners Club Payment card	0.7%	3.4%
Discover Payment card	0.7%	3.4%
Entercash Online payment	0.7%	1.0%
EPS Online payment	0.7%	2.8% for transactions up to 200 PLN
EPS Online payment	0.7%	1.05% for transactions amounting to 200 PLN or more
Google Pay (Visa, Mastercard) Currency wallet	0.7%	-
iDEAL Online payment	0.7%	-
Interac Online Online payment	0.7%	3.4% for transactions up to 100.00 CAD
Interac Online Online payment	0.7%	2.0% for transactions amounting to 100.00 CAD or more
JCB Payment card	0.7%	3.2%
Mastercard Payment card	0.7%	-
POLi Online payment	0.7%	0.9%
Sofort Online payment	0.7%	1.5%
UnionPay Online payment	0.7%	2.4%
Visa Payment card	0.7%	-
Visa Checkout Online payment	0.7%	-

Foreign transfers may be subject to additional fees charged by intermediary banks. The fee may range from 20 to 50 USD (converted into the final currency).

GBP transfers from Great Britain to us may be charged an additional fee ranging from 12 GBP to 20 GBP. The fee is charged by intermediary banks.

Attention: Information regarding fees charged by intermediary banks (transfer service costs) are estimated. Actual costs depend, among others, on the banks participating in the transfer, type of transfer or cost clause. We cannot be held liable for fees charged by external payment institutions and intermediary banks, which actions are independent from us.