Transaction cost and time
We do our best to minimize transaction times and cost.
Express transfers
Express transfers are available for customers who have bank accounts in the currencies we carry.
See the full list of accountsYour account
Our account
instant transfer
transaction service
up to 8 working hours (we work Mon - Fri; 9:00 a.m. to 4:30 p.m. CET)
Our account
Your account
instant transfer
A single bank transfer may take up to 72 hours
For more information click here for the transfer booking times chartSEPA Transfers
Our transfers are processed in accordance with SEPA cashless payment standards.
Find out more
Transfer execution time
Discover how quickly your transactions can be executed. The execution time depends on the type of transaction.
Currency wallet transaction
Transactions are executed 24 hours a day, 7 days a week.
Execution time: immediate.
Bank account transaction
Transactions are executed on working days between 9:00 a.m. and 4:30 p.m. (CET).
Transaction time: up to 8 working hours.
Booking time: dependent on bank.
Currency exchange using fast payment methods
Transactions are executed on working days between 9:00 a.m. and 4:30 p.m. (CET).
Execution time: up to 8 working hours.
Booking time: dependent on the method of funds withdrawal (immediate to the currency wallet; to the bank account dependent on banks).
Social transaction
Services are provided 24 hours a day, 7 days a week.
Execution time: dependent on matching offers of other users.
Booking time: immediate to your currency wallet.
Fees and commission tables
Account with us: free. Social transactions: free
In case of transactions from a bank account, we do not charge commission for these transactions within Poland (except for a transfer to Getin Noble Bank). Fees are based on the internal price list of the user’s bank.
Transfers to and from banks that are on our account list are free. Exceptions:
mBank transfers to us in a currency other than PLN are charged. Price list is available from mBank. The rest of the transfers are free.
Getin Online, Idea Bank Transfers in foreign currency from us are made through mBank. A fee of 10 PLN + additional fee for the intermediary bank. See more. The rest of the transfers are free.
Getin Noble Bank charges fees for transfers within the bank. Price list is available from Getin Noble Bank.
Bank BPS S.A. charges a fee related to the execution of currency transfers. Transfers made in PLN may also be charged.
Other Polish banks:
Transfers in banks not listed above are processed via mBank. In most cases sending and receiving transfers in PLN are free of change. Transfers in foreign currencies, both to and from us, may be charged with a fee. Please check with your bank.
For transfers in USD, an additional fee will be charged by the bank STANDARD CHARTERED BANK (the intermediary bank in cooperation with mBank) in the amount from $25 to $50, or with JPMorgan Chase in the amount from $20 to $32. In case of transfers in foreign currencies, additional fees may occur as intermediary banks might participate.
| Currency | Commission |
|---|---|
| EUR (SEPA) | 5 PLN |
| EUR (SWIFT), GBP, USD, BGN, CNY, HKD, HRK, MXN, NZD, RON, SGD, ZAR, ILS, AED | 50 - 200 PLN |
| PLN, CHF, CAD, SEK, CZK, AUD, DKK, NOK, JPY, HUF, RUB, TRY | 40 - 200 PLN |
A one-off fee for activating the service of 5 PLN is charged to the first transaction.
A fee of 2 PLN will be charged for each attempt to withdraw funds from a bank.
Express payments are executed immediately. The commission in the case of sending funds to a bank account is 0.2% (max. 250 PLN). In addition, depending on the payment method a fee will be added. Payment services are provided by Conotoxia Sp. z o.o.
| Transaction fees: | Payment method fees: | |
|---|---|---|
American Express Payment card |
0.7% |
3.4% |
Apple Pay (Visa, Mastercard) Currency wallet |
0.7% |
- |
BCMC Payment card |
0.7% |
- |
Cartes Bancaires Payment card |
0.7% |
- |
Diners Club Payment card |
0.7% |
3.4% |
Discover Payment card |
0.7% |
3.4% |
Entercash Online payment |
0.7% |
1.0% |
EPS Online payment |
0.7% |
2.8% for transactions up to 200 PLN |
EPS Online payment |
0.7% |
1.05% for transactions amounting to 200 PLN or more |
Google Pay (Visa, Mastercard) Currency wallet |
0.7% |
- |
iDEAL Online payment |
0.7% |
- |
Interac Online Online payment |
0.7% |
3.4% for transactions up to 100.00 CAD |
Interac Online Online payment |
0.7% |
2.0% for transactions amounting to 100.00 CAD or more |
JCB Payment card |
0.7% |
3.2% |
Mastercard Payment card |
0.7% |
- |
POLi Online payment |
0.7% |
0.9% |
Sofort Online payment |
0.7% |
1.5% |
Trustly Online payment |
|
12 PLN |
UnionPay Online payment |
0.7% |
2.4% |
Visa Payment card |
0.7% |
- |
Visa Checkout Online payment |
0.7% |
- |
Foreign transfers may be subject to additional fees charged by intermediary banks. The fee may range from 20 to 50 USD (converted into the final currency).
GBP transfers from Great Britain to us may be charged an additional fee ranging from 12 GBP to 20 GBP. The fee is charged by intermediary banks.