Terms and Conditions

We provide various financial services. Each service is subject to separate Terms and Conditions.

Terms and Conditions

Countries	Services	Terms and Conditions
Europe Austria, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Finland, Greece, Spain, Netherlands, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Germany, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Switzerland, United Kingdom, Hungary	Currency exchange Multicurrency cards Money transfer Payments Forex	Currency Exchange Terms and Conditions Terms and Conditions for issuing and using payment cards Payment Services Terms and Conditions “Money Transfer” Terms and Conditions of the Service of the Acceptance of Payments Through Conotoxia Single Payment Transaction Terms and Conditions Forex Terms and Conditions Web Portal Terms and Conditions Fee information document Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Google Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Garmin Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Fitbit Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Apple Pay Payment Card User Terms and Conditions Annex to the Terms and Conditions for Issuing and Using Payment Cards Cookies policy Privacy policy
Europe Belgium, Estonia, Iceland, France, Italy	Currency exchange Multicurrency cards Money transfer Payments	Currency Exchange Terms and Conditions Terms and Conditions for issuing and using payment cards Payment Services Terms and Conditions “Money Transfer” Terms and Conditions of the Service of the Acceptance of Payments Through Conotoxia Single Payment Transaction Terms and Conditions Web Portal Terms and Conditions Fee information document Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Google Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Garmin Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Fitbit Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Apple Pay Payment Card User Terms and Conditions Annex to the Terms and Conditions for Issuing and Using Payment Cards Cookies policy Privacy policy
United States of America (List of states where we may provide services: here)	Money transfer USA	Conotoxia, Inc. Terms & Conditions Conotoxia, Inc. Privacy Policy Conotoxia, Inc. Acceptable Use Policy Conotoxia, Inc. E-sign Disclosure and Consent Notice
Other countries (other than the countries subject to international sanctions. Find out more here)	Currency exchange Multicurrency cards Money transfer Payments	Currency Exchange Service Terms and Conditions Terms and Conditions for issuing and using payment cards Payment Services Terms and Conditions “Money Transfer” Terms and Conditions of the Service of the Acceptance of Payments Through Conotoxia Single Payment Transaction Terms and Conditions Web Portal Terms and Conditions Fee information document Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Google Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Garmin Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Fitbit Pay Terms and Conditions of using Conotoxia Sp. z o.o. payment cards within Apple Pay Payment Card User Terms and Conditions Annex to the Terms and Conditions for Issuing and Using Payment Cards Cookies policy Privacy policy

You will find the previous Terms and Conditions here

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