Guide to payment methods available at

Jan 21, 2021 11:00 AM|

Transactions carried out through Conotoxia can be paid for with one of many payment methods. Chances are very high that you will find among them the ones you use the most frequently and most eagerly, but Conotoxia offers even more - completely unknown and unused in some countries but very popular in others.

Guide to payment methods available at

Currency exchange, international money transfers or funds on a multi-currency payment card - financial services of Conotoxia usually start with the currency wallet top-up. Today it is possible to do it with 30 payment methods, but the fintech consistently adds new options.

"We offer a variety of payment methods because we are continuously implementing new products offered on the market. Our goal is to respond to our clients' preferences in countries, where the services are being introduced," explains Andrzej Arendt, Chief Product Officer at, a company belonging to Conotoxia Holding. "We try to adjust our offer to users' needs at all times," he adds.

In the USA, MasterCard and Visa are the leading payment methods, but other places belong to methods unknown in Europe: American Express and Discover. In Sweden, the most popular are, among others: Klarna (former Sofort) and PayPal. Danes like to use Dankort cards and French prefer Cartes Bancaires. Austrians pay most often through EPS, while in Belgium, the leader of the online payment market is Bancontact cards. In different parts of the world users of Apple devices often use Apple Pay. And all the methods mentioned here are available on

Guide to payment methods available at

"Payers' preferences in different countries are influenced by their personal feelings and historical conditions, i.e. where a given payment method was available from the beginning of online transactions and how strongly it has managed to establish itself on the market. In Poland, for example, people usually avoid online card payments. In contrast, in the USA, cards are the basis, and transfers are just a margin," explains Andrzej Arendt.

The wide range of fintech's payment methods is also connected with the fact that not all of them are available in countries where services offered by Conotoxia are provided. Moreover, not all of them " cooperate" with different currencies. It is enough to mention that BLIK or quick money transfer (Pay-By-Link) can only be used to pay in the Polish zloty (PLN).


  • A – Apple Pay, Amex, Alior Bank (online transfers)
  • B – BLIK, Bancontact, BGZ BNP Paribas (online transfers), bank transfer
  • C – CB (Cartes Bancaires), currency wallet
  • D – Discover, Diners Club
  • E – EPS
  • G – Google Pay
  • I – iDEAL, Interac Online, Inteligo (online transfers), iPKO (online transfers), Idea Bank (online transfers)
  • J – JCB
  • K – Klarna
  • M – MasterCard, mTransfer – mBank (online transfers)
  • P – PayPal, POLi, Pekao24Przelew – Pekao (online transfers)
  • T – Trustly
  • U – UnionPay
  • V – Visa, Visa Checkout, Visa Dankort

More about payments methods can be found at

Jan 21, 2021 11:00 AM|

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