Sp. z o.o.

We aim at dynamic development

The company has been operating since 2010 and is one of the fastest growing companies in Europe. Its financial services are available to business and individual customers in three transactional models. The company has prepared a number of tools which facilitate currency exchange on various devices and mobile apps.

We actively support the concept of sport and the sponsorship activities are an integral part of the company`s brand strategy.

Management Board

The managing body of Sp. z o.o. consists of professionals with extensive experience and knowledge in the field of finance and innovative technologies.

Marcin Pioro

President of the Management Board

Robert Grzegorz Gorny

Member of the Management Board


The platform launched by is consistently developing the range of services it offers. Below is a list of the most important events in the company's history.

Apr 9, 2024 AM

Conotoxia (the Polish brand once again, the most accurate forecaster of the PLN exchange rate

Conotoxia is the most effective forecaster of the EUR/PLN exchange rate in the world. These are the findings of the latest quarterly ranking published by the Bloomberg agency, computed based on monthly surveys. These include long-term forecasts sent by dozens of leading financial institutions from around the globe. Polish fintech won altogether 10 podium places in Q1 2024, of which it was the winner four times.

Feb 8, 2024 AM

New login screen on

Conotoxia users already have a new login screen when accessing the customer panel on The changes include a refreshed graphic design and a clearer page layout.

Jan 4, 2024 AM

In 2023, Conotoxia (the Polish brand was the world's best EMEA exchange rate forecaster, advancing to 2nd place in the 13 majors category

Conotoxia was the world's most successful in forecasting the Polish zloty's exchange rate and the entire EMEA basket in 2023. These are the findings of the latest quarterly ranking published by Bloomberg. The Polish fintech won a total of 14 places on the podium in Q4 2023, with as many as 9 winning ones.

May 30, 2023 AM

Unprecedented judgment in a case concerning the Google Chrome search engine: wins in litigation against Currency One.

A Polish court has ordered the owner of the and Walutomat websites (offering online currency exchange services) to apologize and pay compensation to (a company from Conotoxia Holding) and to donate an additional amount to charity. It must also refrain from any further illegal activities involving the use of its competitor’s name as keywords in Google Ads (previously AdWords). This is a ground-breaking judgment from a global perspective. was represented by SSW Pragmatic Solutions and SK&S law firms.

Jan 25, 2023 AM

Conotoxia releases comprehensive cross-border e-commerce report

As many as 65% of Polish online trade entrepreneurs are actively selling internationally, and more than half expect to increase their sales profits in 2023 thanks to foreign expansion, according to the latest e-commerce report prepared by a global fintech, Conotoxia.

Jun 8, 2022 AM becomes a partner of the Made in Poland 2022 Congress has become an official partner of the international congress for Polish manufacturers, distributors and service providers - Made in Poland 2022. The third edition of the congress organised by the Polish Agency for Entrepreneurship takes place in Berlin (8-9 June 2022).

Jan 26, 2022 AM

Conotoxia super app on iOS

The super app, Conotoxia, which combines the functions of several existing apps of fintech, is now available in the App Store for iOS devices.

Nov 29, 2021 AM ranked 7th on the List 500 took 7th place on the "List 500" published by the daily newspaper "Rzeczpospolita". The ranking lists the most successful Polish brands, based on the total annual sales revenue in 2020.

Nov 16, 2021 AM

Conotoxia with a super app

Conotoxia app combines the functions of several existing apps. It allows, i. a., currency exchange, sending money orders, using and managing multi-currency cards or accepting BLIK payments.

May 28, 2021 AM on the podium in the Polish Cheetahs ranking was listed 3rd in the Polish Cheetahs ranking, a classification of Poland's most rapidly developing companies, prepared by the Wprost magazine.

May 18, 2021 AM high in the ranking of the largest Polish companies by "Wprost" took 4th place in the latest edition of the Wprost's List of 200 Largest Polish Companies 2021. In the general classification, fintech advanced by four places compared to last year's ranking while maintaining the highest position among private companies with Polish capital.

Mar 24, 2021 AM

GPT-3 text generator at Conotoxia

Conotoxia tests a text generator GPT-3 created by OpenAI. This progressive solution of advanced artificial intelligence supports creating marketing content, social media posts and fintech blog texts.

Mar 12, 2021 AM

Conotoxia releases currency podcast "Good rates for the weekend" provides users with currency podcasts "Good rates for the weekend". On Fridays, Conotoxia analyst sums up and comments on the most important events from the currency world.

Jan 20, 2021 AM

Popular digital products at

Conotoxia expands the assortment of the eStore, offering top-ups and gift cards for games, programs, music, films and books at competitive prices.

Dec 30, 2020 AM

New at — online multi-currency lending service

Web portal found at made online multi-currency loans available to its users.

Nov 19, 2020 AM celebrates its 10th year of business activity celebrates its 10th birthday. It launched its services on November 15th, 2010.

Oct 13, 2020 AM with six victories in the Bloomberg's ranking

14 places on the podium, including 6 victories - these are the results of in Bloomberg's ranking for the third quarter of 2020. It is participated by the representatives of banks and financial institutions from all over the world, typing currency exchange rate changes.

Oct 1, 2020 AM

Conotoxia presents its custom typeface

"Conotoxia" is a custom typeface created especially for our brand. Its modern and dynamic appearance perfectly reflects our brand style.

Sep 18, 2020 AM

Mobile authorization at

Clients can now easily confirm important actions performed in the portal with the use of mobile authorization in any Conotoxia’s app.

Sep 16, 2020 AM

The success of the Currency Exchange Conotoxia mobile app

The Currency Exchange app has already been downloaded over 2,100,000 times from Google Play, recording a 110 percent increase in downloads than last year.

Sep 3, 2020 AM

Serving our customers during a hard time

Even 825% website traffic growth, and 80% increase in the volume of currency exchange transactions. In the first six months of 2020 and, web portals belonging to Conotoxia Holding, recorded an enormous interest increase in their services compared to 2019.

Jul 23, 2020 AM

Currency audit for companies at

We have launched a currency audit, which allows companies to check if they could exchange currency at a better rate in the past if they have used our service instead of their provider.

Jul 7, 2020 AM dominates the latest Bloomberg's currency forecasts ranking

In the latest Bloomberg's ranking, took 17 places on the podium and four awards in regional classifications for Asia, Latin America, EMEA, and 13 main world currencies.

Jun 10, 2020 AM among Polish Cheetahs Sp. z o.o. is ranked 11th on the list of Polish Cheetahs, i.e. 50 fastest developing companies.

May 28, 2020 AM

12th place on Rzeczpospolita's "List 500" took 12th place on the List of 500 largest Polish companies of the "Rzeczpospolita" daily.

May 28, 2020 AM wins with Mastercard in the EU Court wins 12 cases with Mastercard in the Court of the European Union in Luxembourg. The cases concerned a trademark containing elements of two overlapping circles.

May 26, 2020 AM

8th place on Wprost’s “List 200”, one of the companies within Conotoxia Holding, is ranked eighth on the prestigious List of 200 Largest Polish Companies of the "Wprost" weekly.

May 21, 2020 AM

Serbian dinar joins currency offering

Customers of the web portal can now exchange the Serbian dinar (RSD) as well as use it in money transfers. In total, there are 28 currencies that we offer.

Apr 7, 2020 AM

Another victory in Bloomberg's currency forecast ranking

In Q1 2020,, one more time, was the best in the world in forecasting EUR/USD rate, according to Bloomberg's ranking. In total, the Company took 18 places on the podium.

Jan 9, 2020 AM the best in the noble Bloomberg ranking defended its place at the top of the ranking of the prestigious Bloomberg agency,and once again won the EUR/USD currency exchange forecast for Q4 2019.

Dec 20, 2019 AM wins in the EU court won in the EU court and has retained a monopoly in the EU to use the word trade mark "cinkciarz".

Dec 2, 2019 AM

800 000 reviews at already has over 800 thousand customer reviews at The financial portal beats its international competitors in this respect.

Nov 27, 2019 AM

Thai baht in Conotoxia’s offer

Financial portal found at expanded its offer with another currency. Users can already exchange Thai baht,as well as make money transfers and online payments using this currency.

Oct 11, 2019 AM

Conotoxia as an Official Partner of Terminator: Dark Fate

Conotoxia is involved in the promotional campaign of the movie Terminator: Dark Fate. Our dedicated spot,promoting our services,will be played in cinemas across Poland.

Oct 9, 2019 AM wins Bloomberg’s ranking won Bloomberg's ranking in the EUR/USD forecast. Our team was also ranked first in the regional rankings for EMEA and Latin America currencies as well as for two currency pairs with the Polish zloty.

Oct 4, 2019 AM teams up with T-Mobile

T-Mobile and have established long-term cooperation. As part of the partnership,the customers signing a subscription agreement with an Android phone can use our Money Transfer app already installed on their smartphones.

Sep 12, 2019 AM

Strong customer authentication at has implemented strong authentication. Logging in and other important activities,such as initiating payments,changing the amount or recipient of transactions require entering a one-time code sent by email or text message.

Jul 5, 2019 AM awarded in the Bloomberg ranking achieved first place in Bloomberg's ranking in foreign exchange rates forecasts for EMEA currencies. The company was also awarded for,among other things,accurate forecasts of the Latin American currency group.

Jun 27, 2019 AM

New version of our money transfer app

We released a new version of our Money Transfer Conotoxia app for Android,improving its look and navigation.

Jun 26, 2019 AM invalidates two MasterCard trademarks

Once again, won against MasterCard,invalidating in Europe two trademarks of the American company,representing the combined circles and intersecting rings.

Jun 25, 2019 AM

Currency Exchange 3.0 app for iOS

Our Currency Exchange 3.0 app for iOS devices was released. Users can utilize express payment methods to complete their transactions.

Jun 19, 2019 AM

New payment methods for funding Forex account

Conotoxia introduces fast payment methods for customer’s using the portal’s Forex services. Those interested in trading can use popular payment cards and convenient mobile systems,among others.

Jun 10, 2019 AM

Conotoxia partners up with “Spider-Man™: Far From Home”

Conotoxia joined forces with the promotional campaign of the film "Spider-Man: Far from Home". Our dedicated spot will be played in cinemas and promoted across Poland.

May 22, 2019 AM online store launches eStore with company gadgets. In the future,the online store will be enriched with a loyalty program and will sell products of partners.

May 7, 2019 AM

Google I/O conference and the University of Zielona Gora organised a broadcast of Google I/O. The conference is one of the most important events in the IT industry. More than 100 enthusiasts of new technology joined us to watch the live broadcast.

May 6, 2019 AM

8th place on Wprost’s “List 200” was among the leaders in the ranking of the 200 largest companies in Poland. On the list prepared by Wprost weekly magazine we remained the highest ranked financial company.

Apr 3, 2019 AM awarded by Bloomberg achieved first place in Bloomberg's ranking in foreign exchange rates forecasts for EMEA currencies and Latin America. The company also took top spots in many other categories. Forecasts were based on currency quotations in the first quarter of 2019.

Apr 3, 2019 AM success “Parkiet" ranking was honoured in the list of macroeconomic forecasts for 2018 prepared by the Polish financial newspaper "Parkiet". The company came in first for forecasting the USD/PLN exchange rate.

Apr 2, 2019 AM

Dashboard Start — new dashboard for the user panel

Customers can use the new user panel,which improves access to the available financial services.

Mar 15, 2019 AM

Conotoxia app now in dark mode

We have added dark mode to our Currency Exchange app. Not only does it reduce battery consumption,but it is also easier on your eyes.

Feb 27, 2019 AM

Conotoxia as Official National Supporter of FIFA U-20 World Cup

Conotoxia became an Official National Supporter for FIFA U-20 World Cup Poland 2019.

Feb 26, 2019 AM

Conotoxia Start launched

The new homepage Conotoxia Start has a simple layout and direct access to our financial services.

Feb 12, 2019 AM

Scan QR codes and pay for transactions announces the next addition to its portal — scanning QR codes. The new solution streamlines the payment of money transfers,currency exchange transactions as well as topping up the currency wallet with the “Scan to Pay” function.

Jan 22, 2019 AM

Currency Exchange app 3.0

A new version of our currency exchange app for Android devices was released. Users can utilize express payment methods to complete their transactions.

Jan 18, 2019 AM at the top of Bloomberg ranking analysts awarded in the Bloomberg ranking for accurate forecasts of currency exchange rates from different parts of the world in the last quarter of 2018. Among others,they were given first place in the ranking for the region of Latin America. They were ranked third for the euro — Polish zloty pair.

Nov 30, 2018 AM among the leaders on “List 2000" took 10th place in the latest edition of the “List 2000” created by "Rzeczpospolita". The Company was ranked among the leading giants of Polish business,achieving last year's result of over 17 billion PLN.

Nov 29, 2018 AM sues SGB-Bank S.A. filed a lawsuit against SGB-Bank S.A. in connection with a letter sent in 2015 by the Management Board of the bank’s group to cooperative banks. The company demands retribution,compensation and a formal apology.

Nov 28, 2018 AM

Best Polish Service 2018 was awarded third place on the ranking,which promotes Polish industry and high-quality services. We were honoured for our “high level of financial services".

Nov 21, 2018 AM

Conotoxia featured in Creed II

Conotoxia announced its participation in the Creed II promotional campaign. The Conotoxia logo was presented around the ring in the final scene of the fight between Adonis Creed and Viktor Drago.

Nov 13, 2018 AM owner on the Digital Shapers list

Marcin Pioro,the owner of,has been ranked on the Digital Shapers list in the category of innovation and technology. Digital Shapers,supported by Forbes and Business Insider,is a prestigious list of digital industry leaders in Poland.

Oct 22, 2018 AM and Microsoft join forces partners up with Microsoft. The companies launched a joint campaign promoting money transfers at and the game Forza Horizon 4.

Oct 5, 2018 AM

Standing on the podium of Bloomberg rankings

In the ranking summarizing the accuracy of exchange rate forecasts in the third quarter of 2018, took first place in the Gulf region,second place for Asian currencies and Latin American currencies. They also took third place for the EMEA region.

Sep 3, 2018 AM

Conotoxia is the Official Sponsor of the Czech National Football Team

Conotoxia was presented as the Official Sponsor of the Czech National Football Team. The company gained the right to promote its services using the images of the Czech national team players.

Aug 29, 2018 AM

Conotoxia becomes a partner of the National Football Team of Wales

Conotoxia became an Official Partner of the National Football Team of Wales. The long-term agreement grants the company with the rights to use the images of the Welsh national team players and logo exposure in the marketing communication of the team.

Aug 2, 2018 AM

ILS and AED — new currencies available at expands its offer to include two currencies from the Middle East: the Israeli new shekel and United Arab Emirates dirham.

Dec 12, 2017 AM

8th largest company in Poland

The Polish daily economic and legal newspaper,Rzeczpospolita,ranks as the eighth largest company on its ‘List 2000.’ The list ranks companies that have generated the highest revenues in the Polish economy.

Feb 1, 2017 AM to sponsor UEFA U21 2017 signs on as a Global sponsor of the UEFA European Under-21 Championship™ 2017.

Mar 9, 2016 AM embarks on an AI journey launches an Artificial Intelligence project by using advanced information technology which will support the decision-making process regarding currency exchange transactions.

Feb 20, 2016 AM

Slam dunk for announces a multi-year sponsorship contract with the Polish Basketball League. The agreement grants the right to use the title of Official Sponsor.

Dec 1, 2015 AM

Prestigious awards is awarded with two prestigious distinctions. proudly accepts Player of the Year title by Forbes and CEO is named Best Manager 2015 by Bloomberg Newswire,Poland.

Apr 1, 2015 AM

Audits,certificates and licences signs a contract with KPMG. Two audits conducted for from the audit company: IT and financial. As a result,PCI DSS and Impartial Auditor Report certificates are acquired. Conotoxia granted a Payment Institution licence.

Jan 30, 2014 AM

Polish National Football Team Sponsor announces Official Sponsorship of the Polish National Football Team. Support of the Polish National Team continues until July 2018 for both the qualifying competitions for Euro 2016 and World Cup 2018.

Oct 7, 2013 AM

Intergalactic money blasts money from all over the world into the final frontier. The currency returned safely,albiet a bit of stardust.

Aug 8, 2013 AM makes it official joins SWIFT organisation. In cooperation with KIR,a Polish banking entity, begins to integrate their advanced security system.

Oct 20, 2010 AM

From idea to domain begins initial development in 2006. By 2010, became available to everyone. If you can dream it,you can do it!

Governance Rules for Supervised Institutions

Corporate governance includes the most important principles and processes concerning the management of a company and the control of its functioning. It was prepared in accordance with the requirements of the Polish Financial Supervision Authority for supervised institutions. Sp. z o.o. adheres to the Governance Rules for Supervised Institutions. Sp. z o.o. implemented corporate governance principles with respect to:

  1. Organizational structure.
  2. Developing a long-term strategy for action.
  3. Relationships with governing shareholders.
  4. Regulation of the Authority to work with internal regulations.
  5. Internal regulation of partner assembly work.
  6. Renumeration policy.
  7. Information policy.
  8. Promotional, advertising activity and customer relations.
  9. Internal auditory system.
  10. Risk management system. Sp. z o.o. does not apply the rules determined in Chapter 9, the Eligibility of Assets Acquired at Customers' Risk Execution, as the company does not acquire or manage assets at the customers' risk.

Marcin Pioro
Chief Executive Officer
Robert Grzegorz Gorny
Board Member
Organization chart
  • Partners Group
  • Board
    • Administrative Services Department
    • Analysis Department
    • Auditing Department
    • Compliance Department
    • Transaction Settlement Department
    • Financial Settlement Department
    • IT Department
    • Business Development Department
    • Marketing Department
    • Sales Department
    • Customer Service