Comparison of transaction models

Our technology provides you with 3 different solutions: transactions from a bank account, transactions from your currency wallet and social transactions. How do they work and how do they differ? The presentation below will help you pick the model that best suits your needs.

Transactions from bank accountTransactions from foreign currency walletSocial transactions
First you make a transaction, then a transfer.First you make a transfer, then a transaction.First you make a transfer, then wait for matching offer of another Cinkciarz.pl user. When offer shows up, the transaction will conclude automatically.
One transaction - one transfer.Unlimited number of transactions within one payment to a wallet.Unlimited number of transactions within one payment to a wallet.
You can create a transaction at any time and send your money within 24 hours.You can create a transaction only if you deposited money to your foreign currency wallet.You can create a transaction only if you deposited money to your foreign currency wallet.
Transaction in less than 8 working hours of our exchange office.Transaction in less than 10 seconds.Transaction will conclude, if matching offer shows up. For instance : suppose you want to buy 1000 EUR at the rate 4.0 zl, you have to wait for someone who wants to sell 1000 EUR at the same rate.
Access to every currency in our offer requires foreign currency bank accounts with a fee.Free access to each currency in our offer does not require foreign currency bank accounts with a fee. You need a foreign currency account only when you withdraw money.Free access to each currency in our offer does not require foreign currency bank accounts with a fee. You need a foreign currency account only when you withdraw money.
You know the exchange rate before you transfer money.You know the exchange rate and the value of the transaction after you deposit money to your currency wallet.You set an exchange rate all by yourself. Transaction will conclude only if there is matching offer at the same rate you set.
If you create a transaction and you do not pay for the currency, you are likely to pay a fine.You will never pay a fine because you send money to us before you order a transaction.You will never pay a fine because you send money to us before you order a transaction.
You can create a transaction only if you have a bank account in a currency you want to exchange.Having a foreign currency bank account is not necessary to create a transaction. Having such an account is necessary to transfer money to your bank account. Until then, the currency is safe in your wallet.Having a foreign currency bank account is not necessary to create a transaction. Having such an account is necessary to transfer money to your bank account. Until then, the currency is safe in your wallet.
Transaction can not be canceled.Transaction can not be canceled.You can cancel your transaction or edit it any time you want.
Transaction can not be divided.Transaction can not be divided.You can conclude your transaction in parts.